shopping cart

Overdraft Programs: Avoiding An Exam Disaster

Webinar: ID# 1042413
Recorded On-Demand
About This Course:
This session provides a comprehensive review of OD regulatory guidance, including a discussion of how to address representment fees and overdraft fees resulting from APSN transactions in your policies and procedures.

We will discuss how to develop effective policy and procedures, and best practices for handling the representment process and related fees. We'll discuss best practices for disclosures, fees, accountholder education, compliant marketing of OD programs, and ongoing monitoring of accountholder activity.

We will also review OD issues identified through consumer complaints, examinations, and enforcement actions and provide recommendations for you to avoid similar mistakes.What You'll Learn:
  • Guidance for ad hoc vs. automated OD programs
  • Opt-in/Opt-out under Regulation E
  • Inherent risks of OD programs
  • Overdraft restrictions for employees and insider
  • Understanding the impact of UDAAP
  • Reporting OD details effectively to the board and management
Continuing Education Credits:

Click the 'Credits' tab above for information on PHR/SPHR, PDCs, and other CE credits offered by taking this course.
Overdraft Programs: Avoiding An Exam Disaster
or via On-Demand
Share This: 5755 North Point Parkway, Suite 227 | Alpharetta, GA 30022 | 770-410-1219 |
Copyright 2024 | Web Site Development by OTAU